Why Can’t You Get a Bank Loan or a Line of Credit?

Bank profit margins are typically in the low single digits. Banks must also satisfy an extremely strict set

of criteria imposed upon them by the FDIC and its bank examiners. Your banker would love to provide

you the loan you need. However, if he/she does, in all probability, your business loan will be written up

by the examiner. In other words, your bank will be penalized for making a loan to you.

Your bank fulfills a needed service. They track your flow of funds and protect you from errors. They

want you to succeed. That is why many Bankers send their clients to us for cash flow help.

A Factoring Line and a Bank LOC facilitate the same business needs. The big difference is twofold:

1. A Factoring Line DOES NOT require monthly interest and principal payments.

2. Unlike a Factoring relationship, Bank Lines of Credit are becoming increasingly extinct.

For more information about U. S. Invoice Funding and our services visit usinvoicefunding.com