Keep Your Clients—and Their Cash Flow
Provide an immediate funding solution to clients without risking your banking relationship.
As a banker, you know how challenging it can be to deliver bad news to a client—like a loan denial. Unfortunately, these situations can put a strain on your relationship and even lead to losing a valued customer.
At US Invoice Funding, we provide an alternative: a fast, flexible funding solution that supports your clients’ cash flow without adding debt or risking their loyalty to your bank. By working with us, your clients get the immediate help they need, and you keep their accounts where they belong—with you.
What’s different about US Invoice Funding? We act as a financial partner for your clients without taking equity or disrupting their relationship with your institution. That means we actively help them increase profits - while you keep their accounts and reduce your risk.
Why Partner with US Invoice Funding?
Protect Your Client Relationships: USIF encourages dialog among the three of us – building team loyalty that keeps your customer’s accounts at the bank. We take no profits equity – simply a preference.
Fast, Flexible Cash Flow: We fund unpaid invoices, giving your customers the cash they need – when they need it. As a result, they cover payroll, pay bills, and stabilize their operations.
Professionalism & Respect: Our team mentors clients, helping them restructure unworkable debt and regain profitability—all with transparency and care.
Backed by Decades of Experience
With over twenty years of experience, Mike Johnston has worked as a lender, workout specialist, and portfolio manager. He understands the challenges bankers face when clients struggle with financial stress and knows how to help businesses recover and thrive.
Success Stories
A Tier 1 Line and Antenna Company
When a telecommunications infrastructure firm began experiencing cash flow challenges due to delayed payments from significant carriers and Turf Vendors, they needed a solution fast. By partnering with US Invoice Funding, they accessed immediate capital through invoice factoring.
This boost to cash on hand allowed them to meet payroll, pay vendors on time, and take on larger contracts without adding debt. Over time, the company scaled its operations and achieved multimillion-dollar annual sales—solidifying its position as an industry leader.
How It Works
Submit Unpaid Invoices: Your clients provide their unpaid invoices to US Invoice Funding.
Receive Cash Fast: We fund up to 90% of the invoice value quickly, giving your clients the capital they need to stay operational.
Get Paid When Customers Pay: Once their customers pay, we promptly settle accounts and release the remainder to your client, minus a small fee.
This approach helps your clients avoid costly Merchant Cash Advances (MCAs) or other predatory loans, giving them room to breathe while keeping their accounts with your bank.
What Our Partners Are Saying
“Working with Mike was a game-changer for one of my clients who couldn’t get a traditional loan. His professionalism and respect for our banking relationship meant we kept the client—and they stayed financially stable."
— John D., Senior Banker
Call Mike at US Invoice Funding today to learn how we can help your clients recover, stabilize, and thrive—while you keep their accounts.