Let Us Fund Your Invoices

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Helping businesses improve cash flow with adaptable invoice funding solutions.

Who We Are

At US Invoice Funding, we know first-hand the challenges that business owners face.
Founded by a former manufacturer, contractor and construction lender, Mike Johnston, with a proven track record of securing millions of dollars for his own companies and managing several bank construction portfolios. We invest in the financial health of small businesses to see them thrive.
Who We Help

Almost all B2B companies, including:
- Contractors
- Manufacturers
- Distributors
- Medical suppliers
- Construction
- Wholesalers
- Trucking
- Staffing companies
- Management and service companies
Our Commitment

Together, we will overcome your uncertainty with a clear path for success.
When you partner with us, you get more than just funding; you get a sense of direction and the expertise of a financial business coach. We help you implement healthier financial habits, ensuring you’re not just surviving… but thriving.

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Our Process

Quick Response: As soon as you submit your application, you'll hear from us within 24 hours.
Personalized Discussion: We’ll have a detailed conversation to understand your needs and how we can help.
Transparent Solutions: If we can help, we’ll outline how and what it will cost. If not, we’ll recommend alternative solutions.
Reliable Funding: Get your first funding within a week and subsequent fundings within a day.

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What We Do

By providing cash for your outstanding invoices, we ensure you never miss paying an invoice or payroll. Whether you’re a small business owner or run a staffing company, our funding services help bridge the gap between invoice submission and payment, while guiding you down a path to reach better financial health and grow your business.

You no longer have to worry about being undercapitalized or unable to make payroll. We invest in the financial health of small businesses to see them thrive.

Why Us?

Invoice Funding for Businesses: Access funds for invoices and payroll to keep your operations running smoothly.

Factoring Payroll: Convert your outstanding invoices into cash quickly, so you can pay your bills and employees on time.
Funding Line of Credit: Flexible credit options tailored to meet your financial needs.
Support for Small Businesses and Staffing Companies: Specialized funding solutions for all types of businesses.

With our services, managing your cash flow becomes effortless. You get paid COD, while we wait for your customers to pay. This means you can take care of your payroll, pay your bills on time, and focus on growing your business.

We Offer

Our customers turn to us because they need a dependable solution for covering the gap between invoice submission and payment. By partnering with us, you get the funds necessary to pay your employees and grow your business confidently.

Immediate Cash Flow Solutions: We provide the cash you need on hand to pay your bills and make payroll without worry.
Business Growth Support: Our services allow you to pursue growth opportunities without the stress of cash flow delays.
Expert Guidance: As small business owners ourselves, we understand your unique challenges. We’re not just lenders; we’re your financial partners.

Let Us Fund Your Invoices!

Have Questions? We Have Answers!

1. Apply online
2. Submit the invoices you wish to fund
3. Get approved and get cash
Apply Now!
- Tax ID
- Business address
- Information about the business owner, including Social Security Number
- Current financials
- Current AR + AP aging
Our typical client submits multiple invoices monthly for funding. Let’s break it down with an example:
• Invoice Amount: $50,000 with 30-day terms
• Work Completion Time: 3 weeks
• Company Profit: 30% adjusted profit
• Operational Needs: Payroll, material suppliers, and operational costs need to be covered for 7 weeks, totaling $37,500.
Instead of waiting for payment, we provide immediate cash flow:
• Day One Funding: We can send you up to $45,000 on day one.
• Invoice Payment: When the invoice is paid, we could settle accounts and send you $4,125, minus ACH fees.
It’s simple- we boost your cash on hand, allowing you to grow your business without financial strain.
As little as 24 hours! Once you provide us with the necessary documentation, we can fund your invoices within 24 hours of receipt. This ensures you have the cash flow needed to manage payroll and other expenses promptly.
Just give me a call, (303) 907-6774

Here’s What People Are Saying About Us!

“Mike Johnston is one of the most innovative businessmen with whom I’ve worked. Would I recommend him to others? Hell yes.”

Brett LewisLewis Oil
“I ran across Mike Johnston after being denied credit for my company by several banks. Mike took my information and said he would get me financed. I was expecting finance company rates – boy was I wrong. Mike presented my company to a local bank and arranged a credit relationship between the two of us. Our cost of financing is super low.”

Chris Arndt
Tank Cleaning Industrial LLC
“I’ve known and worked with Mike Johnston for two decades. If he says he can do something, you can take it to the Bank. Now that he is the Bank – it should be even easier.”

Chuck Gargotto
Kentwood & Co.